For renters
Ready to stop renting and start owning?
Your rent may be closer to a mortgage payment than you think. Let's compare the numbers and build a plan to get you into your own home.
Why renters become homeowners
Build equity
Each payment on a home you own builds your net worth. Rent payments do not.
Stable payment
A fixed-rate mortgage keeps your principal and interest the same for years while rents keep rising.
Tax advantages
Homeowners may be able to deduct mortgage interest and property taxes. Ask your tax advisor.
Make it yours
Paint, renovate and settle in without asking a landlord for permission.
Rent vs. own
Compare your rent to a mortgage payment
Use the payment calculator to see what a home could cost each month, then talk with me about programs that make it possible.
- Add property tax and insurance for a real monthly number
- See how your down payment changes the payment
- Find out what price range fits your budget
Loan options for first-time buyers
FHA Loans
3.5% down and flexible credit for first-time buyers.
View detailsUSDA Loans
No down payment for eligible homes in rural and suburban areas.
View detailsVA Loans
No down payment for eligible service members and veterans.
View detailsConventional Loans
Down payments from 3% with mortgage insurance you can remove.
View detailsFind out if you are ready to buy
Start your application or call me for a free, no-pressure conversation.
Your path from renter to owner
- 1
Know your numbers
We compare your current rent with the payment on a home in your price range.
- 2
Check your credit
I review your credit and show you simple ways to improve it before you apply.
- 3
Plan your down payment
Many programs need little or nothing down, and gift funds and assistance programs can help.
- 4
Get pre-approved
A pre-approval tells you exactly what you can buy and strengthens your offer.
- 5
Find your home and close
Shop with confidence, then close and get your keys.